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2004. January 7. 14:56
Domestic deposit insurance protection covers registered bank deposits (deposit documents, deposit account receivables) placed with banks licensed in Hungary or with their branches abroad, and bonds and certificates of deposit issued by banks after 1 January 2003. (For simplicity's sake, henceforth we refer to the above types of savings as deposits, unless there is some significance regarding the difference between them.) We would also like to remind you here that the Fund's insurance covers only its member institutions, i.e. banks, savings and credit co-operatives and building societies and their branches abroad, if the regulations of the host country allow it.
További írásaink What does deposit insurance mean? Deposit insurance protects depositors and thereby the stability of the financial system. Until 1993, retail and foreign exchange deposits were guaranteed by the State. In mid-1993 this role was...  What is not protected? All that glitters is not gold; not everything that bears interest is insured and not all bank clients are necessarily insured. Is my bank insured? The deposit insurance system comprises the member institutions of the National Deposit Insurance Fund, i.e. banks, savings co-operatives, home savings banks and credit co-operatives. Is the interest also covered? Yes, the protection covers the deposited capital and the non-capitalised interest, naturally within the statutory limit. "Deposit Insurance Ombudsman" To enhance the confidence of depositors in banks, the Fund created a "deposit insurance ombudsman" based on the internet. FAQ Card Information Dear Client, By this leaflet we would like to introduce you in detail a new means of disbursing your deposit in case of a bank failure. |
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