 |
 |
|
     
 |
2004. January 5. 15:03
The deposit insurance system comprises the member institutions of the National Deposit Insurance Fund, i.e. banks, savings co-operatives, home savings banks and credit co-operatives. The Act refers to all of these collectively as credit institutions, but for the sake of brevity we will use the term 'bank' throughout this leaflet. Only member institutions of the Fund may accept deposits. If you wish to take advantage of deposit insurance protection, before placing your deposit make sure that the institution you have selected is a member of the Fund, or find out what official deposit protection guarantee it offers. Should you have any doubts, do not hesitate to contact the National Deposit Insurance Fund.
További írásaink What does deposit insurance mean? Deposit insurance protects depositors and thereby the stability of the financial system. Until 1993, retail and foreign exchange deposits were guaranteed by the State. In mid-1993 this role was...  What is protected? Domestic deposit insurance protection covers registered bank deposits (deposit documents, deposit account receivables) placed with banks licensed in Hungary or with their branches abroad, and bonds and... What is not protected? All that glitters is not gold; not everything that bears interest is insured and not all bank clients are necessarily insured. Is the interest also covered? Yes, the protection covers the deposited capital and the non-capitalised interest, naturally within the statutory limit. "Deposit Insurance Ombudsman" To enhance the confidence of depositors in banks, the Fund created a "deposit insurance ombudsman" based on the internet. FAQ Card Information Dear Client, By this leaflet we would like to introduce you in detail a new means of disbursing your deposit in case of a bank failure. |
|
||||
